Category Archives for Blog

commercial truck insurance

How Insurance Companies Use Your DOT Number to Evaluate Risk

Key Takeaways Your DOT number is like a report card – Insurers check crashes, inspections, and violations. What you haul changes costs – Hazardous materials cost way more than general freight. Geography matters – California…
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New Carrier? Here’s How a Fresh DOT Number Impacts Your First-Year Insurance Costs

Key Takeaways: Since you don’t have a track record yet, commercial truck insurance companies see you as a bigger risk, leading to higher insurance premiums in your first year. You’ll need liability coverage, physical damage…
cargo insurance

How to Update Your DOT Number Info to Keep Insurance Rates Accurate

Key Takeaways: Your DOT info sets your insurance rates – Wrong details mean wrong premiums. Update after any big change – New cargo, routes, or trucks? Tell the FMCSA and your insurer. Mismatches cause problems…