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All posts by Efrain Ferrer.

commercial trucking insurance

How Seasonal Wildfires and Natural Disasters Affect Truck Insurance in California

Key Takeaways Businesses operating in high-risk areas may pay more for commercial truck insurance. Standard policies may not cover earthquake damage, so additional coverage may be needed. Insurance costs may rise if your business operates…
commercial trucking insurance

Why Your Trucking Routes Matter When Getting Insurance in California

Key Takeaways Trucking routes affect insurance rates based on traffic conditions. Geographic location influences risk levels and premiums. The type and value of cargo transported impact coverage costs. Planning safer routes can help reduce accident…
lower insurance costs

Why Your Driving Record Matters for Commercial Truck Insurance in California

Key Takeaways A clean driving record leads to lower truck insurance premiums. Traffic violations and accidents increase insurance costs. Experienced drivers with clean records are viewed as less risky. Following traffic laws and taking defensive…